The Law of Unintended Consequences for Job Seekers: Healthcare Reform and Pre-Existing Conditions

The PPACA Healthcare Reform Act  abolished denial of coverage or exclusion of pre-existing conditions for medical coverage of children age 18 or under.  As a result, insurance companies in Texas stopped issuing policies for children 18 or under unless there is at least one adult on the policy as well. Up until the Healthcare Reform Act became law, a parent could purchase an individual policy for a healthy child for a much lower premium than if the... [Read More...]